Let Campbell Appraised, LLC take care of your appraisal needsTo a lot of us, an appraisal is simply a line item in the long list of items for a home purchase or refinance. The majority of lenders still call for a local expert because the stakes are so high, even though there are a multiplying number of automated home valuation methods that might appear more prudent than an appraisal. You might believe that securing a mortgage is the only basis for getting an appraisal, but there are additional times when the services of a licensed, independent real estate professional could come in handy. 
Contest your tax assessmentIt's quite possible you're paying too much in property taxes if you reside in an area where property values have depreciated. Property taxes are based upon a past assessment of your home, so if values have declined in your area, you can challenge your assessment and save money. An appraisal from Campbell Appraised, LLC is your best evidence when building your case. At Campbell Appraised, LLC, we're qualified to assist you in appealing your tax assessment. Getting rid of your PMI for mortgage paymentsPrivate Mortgage Insurance, or PMI, is a supplemental insurance plan that most lenders ask home owners to purchase when the amount being loaned to the home owner is more than 80% of the actual value of the property. Most often, this extra payment is folded into the monthly mortgage payment and is promptly forgotten. PMI isn't necessary when the remainder of the loan - whether through market appreciation or principal pay down - dips below the 80% mark, making this very unfavorable. In fact, the United States Congress invoked a law in 1998 (the Homeowners Protection Act of 1998) requiring lenders to eliminate the PMI payments when the loan-to-value ratio conditions have been met. If you'd like to get rid of PMI, Campbell Appraised, LLC can provide you with a statement regarding the value of your home. The expense of the appraisal can usually be recovered in little time because you'll no longer be paying the PMI. Order an appraisal from Campbell Appraised, LLC Order onlineSettle a divorce with fewer hang-upsA divorce is often complicated by the burdensome decision of who maintains the house, and it can be a particularly daunting experience for both parties. Regardless of the circumstances, it's a good idea to get an appraisal from Campbell Appraised, LLC so both parties are fully aware of the true market value of their property. If the parties need to sell the home, they'll have a clearer picture of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've gotten a fair assessment. Ascertain a fair and accurate valuation for estate liquidationThe death of a loved one is a hard time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Fair Market Value for the real estate involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the maximum degree of discretion. Unlike wealthier individuals, most Americans do not have dedicated estate planners or executors to take care of these matters. And since a home or other property often makes up a disproportionate share of the total estate value, understanding the true worth of the real estate at hand is of vital importance to ensuring disputing parties leave knowing they've received an honest deal. Move to or from Licking County through an employee relocation programEmployee relocation is a stressful event, and we understand. That being said, we take great care in establishing a convenient appointment time for the appraisal inspection. We encourage relocating employees to provide feedback on the positive attributes of their property, along with information regarding any new sales or listings in their area that they want considered during our intensive inspection. Close on your home quickly — for the right priceWhether you decide to sell your home on your own or use the assistance of a real estate agent, a professional appraisal can help you make a more informed decision when determining your selling price. Unlike a real estate agent, an appraiser has no vested interest in what amount the house sells for. Our fees are based on our efforts to finish the appraisal report and and aren't related to the sales price. On a daily basis, we determine the difference in value items like an additional bathroom or a kitchen remodel can make. Getting a professional appraisal is a reliable way to decide what improvements will add value and what a suitable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time, because we're experts in knowing how long properties are one the market. 
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